Title: Servicing Operations Analyst

Location: Remote

Job Description:

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.

We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives, and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. Our business principles guide us and create an open and collaborative culture where we improve 1% every day, and the best ideas always win! We welcome individuals who want to make an impact in the financial system by facilitating credit access, expanding financial inclusion, promoting financial health, and delivering exceptional customer service.

A few other fun facts about us. OppFi is one of the top consumer-rated financial platforms online, maintaining a 4.5/5.0-star rating on Trustpilot. We are a 2025 Crain’s Fast 50™ company and were named on Built In's 2025 Best Places to Work in Chicago.

What you get to do:

As the Analyst for Servicing Operations, you will join the Customer Solutions team and report to the Manager of Customer Solutions. Your core responsibility will be to execute daily payment operations, ensuring that customer accounts accurately reflect all payment activity. This work is critical as it directly maintains the quality of customer records and supports the accuracy of the company’s financial reporting.

Handle the end-to-end processing of various payment and refund types (e.g., ACH processing, refunds, returns, rescissions, etc), ensuring accuracy, timeliness, and adherence to established procedures
Assist in daily and monthly reconciliation of transaction activity, investigate discrepancies, and ensure accounts are balanced
Support the generation and review of periodic reports, verifying the completeness and accuracy of all payment batches and critical data
Serve as a first point of contact for routine payment and return inquiries, analyzing and resolving transaction exceptions and escalations under established guidelines
Work closely with team members, internal departments, and third-party vendors to troubleshoot processing issues and ensure smooth transaction flows
Help identify opportunities to make our processes more efficient and secure by flagging inconsistencies or potential risks to departmental leadership
Participate in departmental projects, assisting with tasks such as data gathering, system testing, and procedure documentation to support our team&#39;s growth and scalability
Gain in-depth knowledge of critical payment operations, including ACH returns, payment refunds, and check payments, by supporting the Customer Solutions team
Perform other ad-hoc tasks as required

What you will bring to the team:

High School Diploma required

A minimum of 1-2 years of experience in a financial services, banking, or a similar data-intensive operational role; direct payment processing experience is highly preferred
Proficiency in the Microsoft Office and Google Suite with strong data entry skills with the ability to comfortably navigate multiple computer systems simultaneously
Strong analytical and problem-solving abilities with a proven capacity to investigate and resolve complex issues with persistence and attention to detail
Excellent oral and written communication skills, with the ability to confidently and professionally interact with clients, team members, and management
A dedication to providing exceptional customer service, demonstrated by an ability to effectively manage and resolve inquiries in a timely manner
Ability to work effectively and efficiently both independently and as part of a team in a fast-paced, collaborative environment
Solid time management and organizational skills, with the capability to process a high volume of transactions with precision and consistently meet deadlines
A positive, professional, and proactive approach to work, showing ownership of tasks and the determination to see problems through to resolution
A strong understanding of, or the ability to quickly learn, relevant financial rules, regulations, and internal policies
A willingness to ask questions to ensure clarity and a commitment to continuous learning and development in the role

Desirable Skills:

Advanced proficiency in Google Sheets and Microsoft Excel, with the ability to perform complex data analysis using functions like VLOOKUPs, pivot tables, and macros to interpret and organize large datasets.
Foundational project management skills with a demonstrated ability to contribute to initiatives, track progress, and apply analytical thinking to achieve project goals.
A general understanding of SQL (specifically Snowflake) and the ability to execute basic queries for data extraction and analysis.

Reports to: Manager, Customer Solutions

Job Level: Analyst

Total Rewards and Benefits:

At OppFi, we are committed to fostering a fair and equitable workplace. The compensation range for this role reflects our good faith compensation estimate for this position. Final offers are determined based on a myriad of factors including, but not limited to experience, skills, qualifications, and other relevant business considerations. Candidates are encouraged to discuss compensation expectations during the hiring process. In addition to base pay, the total compensation package includes eligibility and potential for performance-based bonuses and equity grants dependent upon the role and job level.

OppFi offers a flexible, remote environment, 401(k) matching program, and generous paid time off. Other benefits include medical, dental, and vision coverage, and tuition reimbursement. Additional benefits include DoorDash DashPass, Figo pet insurance, Rocket Lawyer, and access to LinkedIn Learning. OppFi also offers Fringe, a lifestyle benefits platform that allows employees to decide how to spend rewards from dozens of vendors like Uber, DoorDash, and UrbanSitter. #LI-Remote

Compensation Range:

$33,962 - $56,038 USD

EEO Statement:

OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, federal law, or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond. Check out our Culture page here.

As part of OppFi’s commitment to providing equal opportunity to qualified individuals, OppFi will ensure that persons with disabilities are provided reasonable accommodation as defined by applicable laws and organizational policies. If reasonable accommodation is needed to participate in the job application or interview processes or job requirements, please contact our People Team at recruiting@oppfi.com.

Pursuant to the requirements of the California Consumer Privacy Act, OppFi is providing the "OppFi California Employee Privacy Policy", which details the categories of personal information collected and your rights under the policy. If you are a California resident, please review the policy here: https://www.oppfi.com/careers/.

The information in this document is for general informational purposes only. It is not intended to be an all-inclusive list or description of the organization and its requirements for positions and employees. OppFi reserves the right to modify or change the information on this document at its discretion.

OppFi

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